A Gift of Life Insurance

AFTER YOUR LIFETIME

A Gift of Retirement Plan Assets

A low-cost way to make a big impact

If you would like to help us support children and families with a substantial gift with little cost to you, a gift of some or all of your life insurance, policy, or proceeds may be right for you.

How it works

You give some or all of life insurance policy to RMHLV, you receive an income tax deduction, and the charitable organization cashes in or keeps policy.

Your charitable options

Name the Ronald McDonald House Charities of Greater Las Vegas as Beneficiary

When making a gift of appreciated securities owned for more than one year, you may receive a double tax benefit:

If you would like to obtain the flexibility to change your mind at any time by retaining ownership of your insurance policy, you can:

1. Name RMHLV as the primary beneficiary for a percentage of the policy. For example, RMHLV could receive 50% of your life insurance proceeds, while your other family members receive the other 50%.

2. Name RMHLV as the contingent beneficiary to receive benefits only if your primary beneficiary predeceases you. This could give you peace of mind knowing that your family will be provided for before the charitable gift is made. Keep in mind though, depending on the size of your estate, you may want to ensure that a charitable gift is made on your death for tax reasons. If you have questions or concerns about this, you should consult a CPA or attorney.

Name the Ronald McDonald House Charities of Greater Las Vegas as Owner

You may be entitled to a federal income tax deduction for the value of a policy, future annual premiums, or both when you:

• Transfer ownership of an existing policy to a charitable organization

• Purchase a new policy and name RMHLV as the owner

For additional legacy planning options, click here

For more information about RMHC’s Planned Giving Program call Alyson McCarthy, Executive Director, 702-252-4663 x 8.